:root{--bg:#fff9eb;--surface:#fff;--ink:#29251d;--muted:#655d50;--orange:#a63816;--primary:#80371b;--lime:#d9ed92;--line:#ded5c2;--green:#315d36}*{box-sizing:border-box}html{scroll-padding-top:110px}body{background:var(--bg);color:var(--ink);margin:0;font:16px/1.65 DM Sans,sans-serif}h1,h2,h3,p{margin:0}h1,h2{letter-spacing:-.04em;font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.05}h1{font-size:clamp(42px,5.4vw,76px)}h2{font-size:clamp(32px,3.4vw,46px)}h3{font-size:19px;line-height:1.3}a{color:inherit;text-underline-offset:4px}a:hover{color:var(--orange)}button,input,select{font:inherit}a,button,input,select{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--primary);outline-offset:4px}.wrap{width:min(1180px,100% - 64px);margin:auto}.topbar{text-align:center;letter-spacing:.12em;background:var(--primary);color:#fff;padding:7px 32px;font-size:11px}.topbar span{margin-left:34px;font-size:10px}header{z-index:10;background:var(--bg);border-bottom:1px solid var(--line);position:sticky;top:0}.nav{justify-content:space-between;align-items:center;gap:25px;height:92px;display:flex}.wordmark{letter-spacing:-1.7px;white-space:nowrap;align-items:center;gap:7px;font:700 29px Fraunces,Georgia,serif;text-decoration:none;display:flex;position:relative}.wordmark span{color:var(--orange);margin-left:-7px;font-weight:500}.wordmark small{letter-spacing:.22em;font:8px DM Sans,sans-serif;position:absolute;top:35px;left:46px}nav{gap:24px;display:flex}nav a{font-size:13px;font-weight:600;text-decoration:none}.button{background:var(--orange);color:#fff;border:1px solid var(--orange);cursor:pointer;border-radius:7px;justify-content:center;align-items:center;gap:24px;min-height:48px;padding:15px 23px;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex}.button:hover{background:var(--primary);color:#fff}.button.small{min-height:44px;padding:11px 16px;font-size:12px}.button.outline{color:var(--ink);border-color:var(--line);background:0 0}.button.outline:hover{background:#f1e9d7}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--primary);margin-bottom:22px;font-size:11px;font-weight:700;display:block}.fine{color:var(--muted);font-size:12px;line-height:1.65}.lead{color:var(--muted);max-width:660px;margin-top:24px;font-size:18px;line-height:1.7}.actions{flex-wrap:wrap;align-items:center;gap:12px;margin:28px 0 15px;display:flex}.section{padding:74px 0}.section-head{justify-content:space-between;align-items:end;gap:25px;margin-bottom:30px;display:flex}.section-head p{max-width:370px;color:var(--muted);font-size:14px}.section-head .eyebrow{margin-bottom:13px}.section-head>a{white-space:nowrap;font-size:13px;font-weight:700}.cards{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.brand-card{background:var(--surface);border:1px solid var(--line);border-radius:13px;flex-direction:column;display:flex;overflow:hidden}.brand-card .logo-stage{background:#292b27;justify-content:center;align-items:center;height:125px;display:flex;position:relative}.logo-stage img{object-fit:contain;max-width:175px;max-height:68px}.brand-card:nth-child(2) .logo-stage{background:#34302f}.brand-card:nth-child(3) .logo-stage{background:#263439}.card-content{flex-direction:column;flex:1;padding:24px;display:flex}.badge{letter-spacing:.1em;text-transform:uppercase;color:var(--green);margin-bottom:10px;font-size:10px;font-weight:700}.card-content p{color:var(--muted);margin:10px 0 22px;font-size:14px}.card-content .button{width:100%;margin-top:auto}.card-content .review-link{text-align:center;margin-top:12px;font-size:12px;display:block}.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);color:var(--muted);justify-content:space-between;gap:18px;padding:22px 0;font-size:12px;display:flex}.trust b{color:var(--green);margin-right:8px}.table-scroll{border:1px solid var(--line);background:#fff;border-radius:12px;overflow-x:auto}table{border-collapse:collapse;width:100%;min-width:660px;font-size:14px}th{text-align:left;letter-spacing:.12em;text-transform:uppercase;background:#f1eddf;font-size:10px}th,td{border-bottom:1px solid var(--line);padding:20px 24px}tr:last-child td{border:0}td:first-child{font-weight:700}td:nth-child(2){max-width:360px;color:var(--muted)}.faq{max-width:850px;margin:auto}.faq h2{margin-bottom:30px}details{border-top:1px solid var(--line);padding:19px 0}details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;padding-right:30px;font-weight:600;list-style:none;position:relative}summary:after{content:"+";color:var(--orange);font-size:22px;position:absolute;top:-4px;right:4px}details[open] summary:after{content:"−"}details p{color:var(--muted);margin-top:16px;font-size:14px}footer{border-top:1px solid var(--line);background:#eeeadf;padding:55px 0 0}.footer-grid{grid-template-columns:1.4fr 1fr 1fr;gap:50px;padding-bottom:45px;display:grid}.footer-grid p{margin-top:20px;font-size:14px}.footer-grid h3{text-transform:uppercase;letter-spacing:.1em;margin-bottom:20px;font-size:12px}.footer-grid>div>a:not(.wordmark){margin:9px 0;font-size:13px;text-decoration:none;display:block}.payment-strip{color:var(--muted);flex-wrap:wrap;align-items:center;gap:18px;padding-bottom:24px;font-size:11px;display:flex}.legal{border-top:1px solid #d2cbbd;align-items:center;gap:24px;padding:24px 0;display:flex}.legal p{max-width:730px;color:var(--muted);font-size:11px}.legal>span:last-child{white-space:nowrap;margin-left:auto;font-size:10px}.age{border:1px solid var(--muted);border-radius:50%;place-items:center;min-width:40px;height:40px;font-size:13px;font-weight:700;display:grid}.mobile-cta{display:none}.skip{z-index:100;background:#fff;padding:10px;position:absolute;top:-100px;left:20px}.skip:focus{top:5px}.crumb{color:var(--muted);padding-top:30px;font-size:12px}.page-hero{border-bottom:1px solid var(--line);padding:42px 0 45px}.page-hero h1{max-width:900px;font-size:clamp(38px,5vw,64px)}.page-hero .lead{max-width:800px}.article-grid{grid-template-columns:minmax(0,760px) 300px;gap:75px;padding:55px 0 75px;display:grid}.article section{margin-bottom:34px}.article h2{letter-spacing:-.025em;margin-bottom:17px;font-size:29px;line-height:1.2}.article p{color:var(--muted);line-height:1.85}.aside-box{border:1px solid var(--line);background:#fff;border-radius:12px;padding:25px;position:sticky;top:120px}.aside-box img{object-fit:contain;background:#292b27;border-radius:6px;max-width:190px;height:70px;margin:0 auto 20px;padding:10px;display:block}.aside-box p{color:var(--muted);margin:16px 0;font-size:13px}.aside-box>a:not(.button){margin:12px 0;font-size:13px;display:block}.aside-box .button{width:100%}.source{background:#f0eddf;border-radius:10px;padding:22px;font-size:13px}.related{flex-wrap:wrap;gap:12px;margin-top:25px;display:flex}.related a{border:1px solid var(--line);border-radius:6px;padding:9px 13px;font-size:12px;text-decoration:none}.notice{background:#edf1db;border-radius:9px;max-width:850px;margin-top:25px;padding:18px 23px;font-size:13px}.calculator{border:1px solid var(--line);background:#f0eddf;border-radius:12px;margin:35px 0;padding:28px}.calculator h2{font-size:28px}.calc-fields{grid-template-columns:1fr 1fr;gap:15px;margin:20px 0;display:grid}.calc-fields label{font-size:12px}.calc-fields input,.calc-fields select{width:100%;color:var(--ink);background:#fff;border:1px solid #a69e8f;border-radius:5px;padding:10px}.calculator output{font-family:Fraunces,serif;font-size:28px;display:block}.calculator .fine{margin-top:12px}.support-links a{margin:16px 0;display:block}.mobile-only{display:none}@media (width<=1000px){nav{gap:15px}nav a{font-size:12px}.desktop{display:none}.article-grid{grid-template-columns:minmax(0,1fr) 260px;gap:30px}.wrap{width:calc(100% - 40px)}}@media (width<=700px){.wrap{width:calc(100% - 36px)}.topbar{letter-spacing:.07em;padding:7px 12px;font-size:9px}.topbar span{display:none}.nav{height:auto;min-height:106px;padding-top:16px;display:block}.wordmark{width:max-content;font-size:27px}.wordmark img{width:32px;height:32px}.wordmark small{font-size:7px;top:31px;left:40px}nav{justify-content:space-between;gap:8px;margin-top:24px;padding-bottom:12px}nav a{font-size:11px}h1{font-size:46px}.lead{font-size:16px}.section{padding:45px 0}.section-head{flex-direction:column;align-items:start;gap:14px}.cards{grid-template-columns:1fr;gap:18px}.brand-card .logo-stage{height:100px}.card-content{padding:22px}.trust{grid-template-columns:1fr 1fr;gap:14px;font-size:11px;display:grid}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-grid>div:first-child{grid-column:1/-1}.legal{flex-wrap:wrap;gap:15px}.legal p{flex:1}.legal>span:last-child{margin-left:0}.mobile-cta{z-index:20;padding:12px 18px calc(12px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:#fff9eb;justify-content:space-between;align-items:center;gap:10px;display:flex;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -5px 20px #29251d0a}.mobile-cta>span{font-size:11px;font-weight:700}.mobile-cta small{color:var(--muted);font-size:10px;font-weight:400;display:block}body:has(.mobile-cta) footer{padding-bottom:82px}.article-grid{padding:35px 0 45px;display:block}.article-grid aside{margin-top:35px}.aside-box{position:static}.page-hero{padding:32px 0}.article h2{font-size:27px}.calc-fields{grid-template-columns:1fr}.actions{gap:10px}.actions .button{padding:13px 18px;font-size:13px}.mobile-only{display:block}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important}}